{{ flowIntro }}
Your declared monthly income is below our current floor for this product. This was a policy check, so no credit bureau enquiry was made and your credit score is untouched.
Credited to HDFC ••4821. Most banks show it within minutes, and your agreement and schedule are in your email.
No branch visit, no paperwork, and no follow-up calls to find out where your application stands.
One short form on your phone: who you are, what you earn, how much you need. That is the whole application.
Verification runs digitally against your PAN and Aadhaar. Nothing to photocopy, scan, sign or upload.
Accept your sanction letter and the approved amount is transferred to your bank account straight away.
Pick your situation. We will tell you what the assessment looks at and what to have ready — before you fill in a single field.
A free credit report, pulled against your PAN as a soft enquiry. Checking your own score never affects it — and a stronger score usually means a better offer.
Illustrative report shown here. A live check returns your bureau score and report summary.
About 30 seconds. No card details, no charges, no impact on your score.
We use your PAN only to fetch your bureau report for this enquiry.
Pay from any UPI app, net banking or debit card. Your receipt is issued immediately and your account is updated the same day.
AdvanceRupay never asks for repayment in cash or to a personal account. If in doubt, call 1800-123-4567 before paying.
Choose UPI, net banking or debit card on the next screen. Your receipt is issued as soon as the payment clears.
Enter your loan ID or registered mobile number to pull up your outstanding amount.
Payments are processed over an encrypted gateway. We never store your card or UPI credentials.
Your sanction letter itemises everything applicable to your loan. Nothing is added afterwards, and nothing is buried in the fine print.
The exact figure sanctioned against your verified profile, and what will be credited to your account.
Every fee and tax that applies to your loan, itemised line by line, before you give consent.
What is payable and when, with reminders ahead of every due date so nothing is missed.
A named officer, a stated response time, and written answers to every complaint. See the policy →
An indicative decision appears on your screen. It is not a sanction — digital verification follows immediately after.
Borrow only what you can comfortably repay on schedule. Missed repayments increase your cost of credit and are reported to credit bureaus.
You look eligible to proceed. Complete digital verification with your PAN and Aadhaar and, once approved, the amount is disbursed instantly.
By continuing you agree to be contacted about this enquiry. Submitting this form does not create a loan offer or obligation.
Your approved amount, itemised charges, disbursal status, credit score and repayment date — in one place, with reminders before the date arrives.
“{{ t.quote }}”
Anything not covered here: write to support and we will answer in writing.
{{ f.a }}
Two minutes to apply, no documentation, instant disbursal to your bank account.